39 Northgate , White Lund , Morecambe, Lancashire , LA3 3PA
Website | Tel: 01524 566190

Company Overview

RfM is an established group of accountants and business advisors with offices across Lancashire and Cumbria, and in London.

RfM Chartered Management Accountants + more, with its main office in Morecambe and satellite office in Lancaster City centre, provides all the services you would expect from your accountant… and a few you might not. We can help prepare you annual accounts and make sure your tax returns are correct and on time,of course, but we’re also here to provide expert advice on tax, tax planning, compliance and VAT. You can also access a range of services to support you in running your business such as forecasting, credit control, payroll services and more.

Partner Peter Armer returned to private practice in 2012 after many years working in industry where he honed his skills as a Chartered Management Accountant. In a series of senior level finance roles, Peter made his fair share of big boardroom decisions – experience from which his clients now benefit.

Partner Rachel Brownsmith developed her skills and qualified as a Chartered Management Accountant during 14 years working for a global fire protection business. In the course of her journey to the challenging position of Financial Planning and Analysis Accountant, Rachel gained a great deal of knowledge and understanding of the financial issues that affect global businesses.. RfM’s clients value Rachel’s meticulous attention to detail, enthusiastic hands-on approach and high standards of client service.

In addition to the specialist sector experience listed, the practice specialises in business change, business process re-engineering, strategic planning and acquisitions and mergers.


  • Audit
  • Bookkeeping
  • Business Planning
  • Company Administration Services
  • Company Formations
  • Corporate Finance
  • Management Accounts
  • Payroll & P11D Services
  • Tax Planning
  • Tax Returns
  • Year End Accounts

Industry Specialities

  • Construction & Manufacturing
  • Media & Art
  • Professional & Business Services

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